I believe in making complicated things easy to understand. I work with my clients to eliminate any surprises in the home buying process, and I work to get the best rates and options on their behalf.
It’s the time of the year where everyone has made New Years resolutions and set goals for 2012. As Canadians we have been fortunate in 2011 with our economy when other parts of the world like Europe and USA have faltered. We must be more diligent and focused in reducing high interest debt (personal loans, lines of credit and more notably credit card debt).
If you own a home and have a mortgage you will want to check out this video titled New Years Mortgage Strategies to make the most out of your financial position in 2012.
All the best in 2012 for your goals, remember the difference between a dream and a goal is taking action, I would be delighted to help you with that.
Please email/text/tweet/message me if you would like a budgeting tool or a form to increase your mortgage payments.
Great news for the mortgage broker industry when it was announced that Mortgage Broker Regulation would be introduced as soon as May 1, 2011. For consumers this is good news, protection one of the biggest purchases in your life is important.
These proposed regulations would require:
1.) Mandatory licensing,
2.) Minimum education requirements,
3.) Errors & Omissions insurance.
All of these are an excellent step in the right direction for the mortgage broker community and consumers in Manitoba. Once regulations are finalized they will be issued by the Manitoba Securities Commission.
Mark Carney, the governor of the Bank of Canada was in Winnipeg today sharing the message of the economy and financial outlook for Canada. He finished his speech with a comment about his comment about “target inflation” of 2% being the key for interest rates. Through the discussion period he reiterated the strength of the mortgage and housing market in Canada and the need for Canadians to manage their household debt load.
Pending any other unforseen financial circumstances, inflation below 2% should continue to hold rates steady, no need to panic yet, but the message is clear, listen to inflation rates for clues on rate increases.
The attached recent article in Marketplace Jan/Feb 2010 is great information.
With over 29 years in the financial industry, Daryl brings a wealth of experience to the mortgage field. In 2006, he received his Accredited Mortgage Professional designation and was elected to the Board of Directors for the Canadian Association of Accredited Mortgage Professionals (CAAMP) as the Director for Manitoba. In 2009, Daryl was elected Treasurer of CAAMP and served in this role for 2 years. He is currently the Vice Chair of CAAMP. CAAMP represents over 12,500 members across the country.
One Link Mortgage & Financial joined the Verico network of mortgage brokers in 2007. This is a national network of top mortgage brokers in Canada. 2007 also represented the year VERICO One Link Mortgage & Financial was the recipient of the Consumers Choice Award for Business Excellence.
Daryl takes pride in educating his customers on the mortgage process, seeking to ensure that customers experience “no surprises” at any time during the process of purchasing or refinancing their home. Daryl’s motto is “Price is what you pay, value is what you get!”. Professionalism, experience and top notch service is what you can expect.
With over 29 years in the financial industry, Daryl brings a wealth of experience to the mortgage field. In 2006, he received his Accredited Mortgage Professional designation and was elected to the Board of Directors for the Canadian Association of Accredited Mortgage Professionals (CAAMP) as the Director for Manitoba.